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You can spend the cash released from your home however you wish. Many people use a lifetime mortgage to make their retirement more comfortable: that might mean easing worries caused by existing mortgages and debt, putting your feet up on a relaxing dream holiday or making improvements to the home you live in. A lifetime mortgage can also be a way to help your family with financial gifts, or to afford essential purchases such as a new car. 

Here are some of the most common ways in which a lifetime mortgage helps our customers...


A lifetime mortgage is a loan secured against your home - you should always think carefully before securing a loan against your home. If you are considering going ahead, remember that equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits. We also recommend reading our 'things to consider' page carefully.