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What is Maxi?

Maxi is designed to give you and your clients more control, with flexible features that adapt to changing needs in later life. It offers competitive LTVs, fixed early repayment charges that reduce over time and end completely after 7 years, and the choice of lump sum or drawdown options. 

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Who is this product for?

Maxi is designed for clients who want the flexibility of making optional repayments, helping them to take control of their finances in later life. It suits those who value clear, reducing early repayment charges. Whether clients prefer a single lump sum or a drawdown facility, Maxi offers adaptable features like downsizing protection and repayment exemptions, making it a practical choice for those seeking long-term security with the freedom to adjust as their needs change.

Why choose Maxi?

It’s built around the flexibility your clients need

Maxi gives clients the choice of a lump sum or drawdown option, with clear fixed repayment charges that end completely after year seven. It’s flexibility designed for real-life advice conversations.

It reflects our commitment to clarity and control

With transparent features, predictable costs, and repayments of up to 12% each year without charge, Maxi helps you give clients confidence in every decision they make.

It’s protection that supports long-term plans

From downsizing protection after five years to repayment exemptions following the first customers death or entry into long term care, Maxi builds reassurance into every stage of later life lending.

Key features

Age Range

Available to clients aged

55-89

LTVs

from 

18.5% - 49%

Loans from

£15,000 - £2,000,000

Helpful Maxi downloads

Product guide

All the key details about Maxi in one place, so you can quickly understand how it works and who it’s for.


Download

Lending criteria

A clear breakdown of Maxi's criteria to help you check client suitability fast and avoid unnecessary delays.


Download

Tariff of charges

A full list of any costs that could apply, so you can provide accurate information and set expectations early.



Download

Product info sheet

A practical overview of who Maxi is suitable for (and who it isn’t), helping you place the right cases, first time.


Download Lump Sum

Download Drawdown

Lending criteria & other useful tools

Utilise our interactive tools to assess eligibility for your clients.

Lending criteria tool

Quickly check whether your client fits Maxi’s criteria, so you can qualify cases faster and with confidence.
 

Find out more

Max LTV calculator

Instantly calculate how much your client could release with Maxi’s LTVs, helping you find the right fit early on.

 

Find out more

Retained equity tool

Show clients how overpayments could help them manage costs over time, without committing to contracted payments.

 

Find out more

Dedicated support tool

Enter your FCA number to instantly find your dedicated more2life support team, so you know exactly who to speak to for help with your next Maxi case.

Find out more

Talk to our Adviser Support Team

 
Our expert team is here to assist you with any questions or support you need.

Phone

Lines are open:
Monday to Friday from 9am to 5pm

03454 500 151

Email

Or, if you'd prefer to do things online,
you can email us at

[email protected]

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