What is Maxi Zero?

Maxi Zero is a first-of-its-kind lifetime mortgage exclusively available through more2life. It's the only lifetime mortgage in the market with no early repayment charges, giving your clients maxmimum flexibilty in later life.  

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Maxi Zero overview

Zero ERCs

Market exclusive

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LTVs from 20.5% - 49.5%



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Borrow up to £700k



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Ages 55-89



Product criteria
 

Lending criteria tool

Maxi Zero boasts a flexible product criteria. For more details and to see how it compares to our other plans, use our free lending criteria tool. It helps answer some of the most common product criteria questions and allows you to personalise your criteria search to see if your client's home is eligible.

Lending criteria tool


Core:4 features

Our Core:4 features provide peace of mind, flexibility and control, and can help give your clients a brighter financial future. They're automatically included in our Maxi Zero plan, so you don’t have to worry about opting in.

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Download your Maxi Zero collateral now

Lending criteria

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Product guide

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LTV tables

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Tariff of charges

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Product information

Drawdown

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Product information

Lump sum

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Guide to more2life

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Lifetime mortgage guide

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Core:4 guide

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FAQs

Correct. Maxi Zero comes with no ERCs and it's exclusively available from more2life.  

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Maxi Zero has been designed to provide maximum flexibility for clients who have an immediate need but anticipate their circumstances may change in the period where early repayment charges typically apply.

Maxi Zero products are the equivalent to Maxi Super 1, 2 and 3, just with no ERCs.

Maxi Zero is tranche-funded, so it's only available for a limited time. 

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